4 Must-Have Apps That Save and Pay You Money

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Wondering which are the top 4 must-have apps that save and pay you money? Because, we both know there are a lot of savings apps, coupons apps, and cash back apps out there that promise to save you lots of money every time you shop. Not all apps are the same, and not all apps deliver on what they promise.

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First of all, I love cash back savings sites and savings apps. There are so many of them out there, but I have my favorites and I’d highly recommend you find a few you love and use them every time you shop. Being a busy mom too, I know just how hard it can be to remember to use your savings apps and cash back sites, but the more you do the easier it will be to remember!

Calling all busy moms – Check out these 4 Must-Have Apps That Save & Pay You Money! So worth it! Click To Tweet

Cash back sites are a very easy way to save a little extra on every online purchase you make. It’s silly to not use them – the key is just remembering to use them! I know how busy mom life is, so I want to kick myself every time I forget, and trust me, I forget all the time! You know the feeling, it’s about as bad as when you forget to use a coupon at the grocery store. Drives me crazy…but I digress…

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I’ve tried loads of apps and have found my favorites and I’m happy to share with you my top 4 must-have apps that save and pay you money!

My Top 4 Must-Have Apps That Save and Pay You Money

1. Ibotta

Hands down, my favorite, coupon savings app for you phone. Ibotta is primarily to save money on groceries, but they also have cash back savings for other online retailers, restaurants and much more.

Whenever I need to make an online purchase, I always check Ibotta to see if there are any extra savings I can get on my purchase. After you earn at least $20 in your account, you can cash out for gift cards or transfer money right to PayPal.

To date, I’ve earned over $400 and it was simple to do – remembering to use it is it the key! I like to cash out for real cash, and then use that money for a special purchase like new running shoes or date night with my hubby!

Plus, Ibotta pays you $5 for every referral that signs up and redeems their first rebate. Often times they have bonuses for extra money when you sign up 5 friends in one month! I’d love for you to sign up for Ibotta with my referral link, as it helps me, and then you should share your referral link with all your friends and earn yourself extra money too! For more information on Ibotta and all the great ways it can help you save – read this post: Why You Should Use Ibotta To Save Money

#2. TopCashBack

TopCashBack is an online cash back savings site. You simply sign up and when you need to make an online purchase you simply shop directly from TopCashBack on your favorite retailer’s site and you will earn extra cash back on your purchase!

TopCashBack is simple to use and is well worth the effort! Oftentimes you can earn 5-8% cash back on your purchases! Click To Tweet

Oftentimes you can earn 5-8% cash back on your purchases. Once you have earned some cash back, you can cash out for cash directly to your bank account, or even to PayPal. TopCashBack is simple to use and is well worth the effort! TopCashBack also pays you for referrals – which is awesome! In fact, if you are feeling especially generous and want to sign up now for TopCashBack – I’d be so happy! Every referral that signs up earns you $10! Sign up now for TopCashBack – and then share your referral code with all your friends too!

#3. Upside

Upside is the best way to save money on gas and I’m so happy I found it!

Upside pays you cash back on your gas purchases and it’s awesome! You can use Upside to purchase gas, then you can scan the same receipt with Fetch. It’s awesome!

In fact, if you want to sign up for Upside now using my referral code I’d be ecstatic! You will receive and extra $0.15/gallon bonus the first time you use make a a purchase on gas.

Use promo code KATRINA36887 when you sign up. Then, go and share your referral code with all your friends and start earning $0.01/gallon for every gallon of gas your friend buys in the future. Then, you can cash out for cash or gift cards! It’s great! I love to use my gift cards for Amazon purchases – especially all the birthday gifts for my kids’ friends!

#4. Fetch Rewards

Fetch Rewards is different, but very simple. Fetch Rewards – use the REFERRAL CODE: U1BBA (and you’ll get 2,000 points after you sign up)! This app is for your smartphone, and you simply upload your receipts from any grocery store, club store, or convenience store. The receipts earn points, and when enough points are added up, you cash out for gift cards.

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Scanning Receipts is Quick & Easy

There is no matching up of products or requirements to buy certain products, you just upload receipts. The cool part is that certain brand name items qualify for extra points – which is very fun when you scan your receipt! One time, my local grocery store was having a 99 cent sale on Goldfish crackers and I stocked up and bought 25 packages (we love Goldfish in our house – and this is a stock up price).

I was surprised when I scanned my receipt into Fetch and I earned over 2,000 points on that single receipt because Goldfish were a sponsored brand that week! Typically each receipt is only worth 25 points, so it can take some time to add to to 25,000 points which can earn you a $25 gift card. But, when you buy items that are worth extra bonus points, you can earn gift cards much faster!

Fetch Pays For Referrals

Of course, Fetch Rewards does give you a referral bonus when your friends sign up – you earn 4,000 points per referral – so do me a favor and sign up! Thank you in advance! Fetch Rewards – use the REFERRAL CODE: U1BBA (and you’ll get 2,000 points after you sign up)! After you sign up, go share your referral code with your friends and start earning extra points today!

Fetch Rewards does give you a referral bonus when your friends sign up use the REFERRAL CODE: U1BBA (and you’ll get 2,000 points after you sign up)! Click To Tweet

There is a wide selection of gift cards to choose from like restaurants, entertainment, and retail shopping, and they are are good ones! I recently used my points for a $20 gift card to Chili’s – so I know this works! It does take awhile to earn points, but the app itself is super fast and easy – you just have to be consistent with uploading your receipts.

Fetch Rewards is even easier than Ibotta – but while I like it, I appreciate that Ibotta gives you real cash. Fetch Rewards only rewards you gift cards.

How To Use Cash Back Sites & Apps To Save Money

Now that you know the top 4 must-have cash back and savings apps that I recommend, make sure sign up for all of them today! No time to wait!

Next time you need to purchase something, that’s your cue to start shopping around! The big key with saving money is being patient. Be willing to wait a few extra days for free delivery, or be willing to check back at your favorite store for that item to go on sale before you buy. The stores are counting on your impatience – so wait it out if you can!

Be Patient With Purchases

Be patient with purchases! Sleep on it! Click To Tweet

Perfect example of this was just last week. My oldest son got a new phone, which meant he needed a new case and screen protector. Being 13, and obsessed with your phone meant he wanted to go to the store and buy a case and screen protector that day – rather than waiting a day or two for Amazon to ship one to him.

I get it. I was 13 once and understand how cool it is to get a new phone, but the fact that it was just sitting plugged in at home because there was no case for it, seemed silly. Smart, but frustrating for sure.

So, when he asked to head to Best Buy to look for a case, I obliged him. We shopped and he even surprised me by looking for a clearance rack. We didn’t find anything that would work in the clearance section – so full price was the only choice.

His Phone, His Responsibility

Because this was his phone, it was up to him to buy the necessary items needed for it (long story short, he already has a perfectly good phone. Then a friend at school wanted to sell him his phone that he no longer wanted – seemed a little shady at first, but in the end, he paid for this new phone – which was an upgrade from his current phone – with his own money and we got it all working correctly. I’m a little jealous, it’s a nicer phone than I have and he got a great deal for it. But, because we already provided him with a phone that worked fine, it was up to him to cover the costs for this new phone).

Let’s just say, there was nothing on sale and the price for both items was nearing $75. I suggested we check Amazon, and of course they were having a sale on the model he needed. Smart kid, he decided to wait the 2 days for Amazon to ship his items to him and he only ended up paying $28 for both the case and screen protector.

Pretty good deal! Before we ordered his case, we shopped through TopCashBack and earned an additional percentage cash back on the sale saving him a few more bucks! It was a good deal for sure and it was so easy to do that I’m sure you can do it too!

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Always Use Savings Apps Or Cash Back Sites

Always use savings apps or cash back sites for all your online shopping! It just makes sense! Click To Tweet

Next time you need to make an online purchase, make sure you use the savings apps and cash back sites above every time! I’ll admit, sometimes there are no extra savings you can find for your purchase, and sometimes the fine print doesn’t allow you to earn any extra savings. For most things you should always be able to find a coupon code or receive some cash back on every purchase you make online. In the end, that can add up to a free date night or some free Christmas gifts!

I hope you can see why I love the above 4 must-have apps that save and pay you money! Make sure to go back and sign up for them all and start using them today! Oh, and don’t forget to share the referral code with all your friends too!